Finland Stock Loans
Stock loans are an excellent way for investors to increase their liquidity and diversify their portfolios.
What Are Finland Stock Loans?
If you would like to borrow against your investment portfolio while holding onto your shares, Stock Loan Solutions can guide you through this process. Our experienced team can help you with a stock loan in Finland without the usual difficulty most investors face when trying to access capital.
Learn how to unlock the value of your non-marginable securities without spending weeks or months waiting for the money. Contact us today for a quote!
Schedule your 15-minute phone call with us today!
How Our Finland Stock Loans Work
Also called securities-based lending, stock loans enable you to keep the stock you own while accessing the cash you need to diversify, pay down debt , or pay expenses.
You can use your shares of publicly-traded companies on the Helsinki Stock Exchange (DHEL) to secure your stock loan.
General Purpose Loan vs. Margin Loan
Our rates are very competitive compared to traditional margin loans!
| $25K | $50K | $100K | $500K | |
| Stock Loan Solutions | 10.000% | 9.000% | 8.000% | 7.000% |
| E-Trade | 13.700% | 13.200% | 12.700% | 12.200% |
| Fidelity | 13.075% | 12.125% | 12.075% | 11.825% |
| Charles Schwab | 13.075% | 12.125% | 12.075% | 11.825% |
Non-Recourse Financing
Your shares secure your stock loan so you aren’t personally liable. No personal guarantees or property is needed to secure your loan as are needed for a traditional loan.
No Credit Checks
Your loan is secured by your shares which eliminates the need for a credit check. Our in-house underwriters handle your loan package. As direct lenders, we ensure you receive highly personalized service. Communication between both parties is also faster and straightforward.
Outstanding Loan to Value (LTV) Ratios
The amount of cash you can access depends on the number of shares you own, the trading volume, and the stock price. Our LTV ratios are competitive. Since we consider the historical performance of the stock, expected future performance, and market conditions, our LTV ratios range from 45-60%.
Speedy Closing and Funding
Our in-house underwriting team means transactions happen much faster than most stock loan lenders which can take two to three weeks in many cases. We aim to close and fund your loan within 4-6 business days. The funds are then wired directly to your bank account.
Interested in a Finland stock loan?
Call us at +1 866-446-1009
Or email us at [email protected]
Check whether you qualify
Deals can be closed within 48 hours
Affordable Interest Rates and Adaptable Terms
Our interest rates are very competitive compared to other lenders, and our loan terms can range from 24 to 60 months. Start your loan application process as soon as possible to lock in the best possible rate.
Confidentiality Guaranteed
We maintain absolute privacy and confidentiality with your transaction. Your information is stored securely using best-in-class encryption software.
Immediate Liquidity
With stock loans, you don’t need to sell your stock to get access to funds. Once you transfer your stock to us, we will send you the funds to invest in your new business venture or cover any debt or personal expenses.
Flexible Terms
Your qualifying loan amount depends on your shares’ metrics as well as market performance. Our underwriters assess the value of your stock loan portfolio to ensure you get the right loan amount. The interest rates are also competitive when compared to traditional bank loans or margin loans.
Other benefits of stock loans include:
You can still benefit from any gains in the value of your stock portfolio.
Any default on your interest payments only affects your shares. Your personal property or any business ventures are not at risk when you take a stock loan.
You pay fixed interest payments quarterly until the loan term is over. At the end of the term, we transfer ownership of your stock back to you.
A creative way to diversify your investment portfolio without racking up high-interest margin or bank loans.
About Helsinki Stock Exchange (DHEL)
The Helsinki Stock Exchange (DHEL), now called the NASDAQ Helsinki (OMXH), is located in Helsinki, Finland. Helsinki is the capital of Finland. The first transaction on the exchange occurred on October 7, 1912.
On September 3, 2008, it became part of the NASDAQ Nordic (formerly called OMX). After the merger with OMX, it was called the OMX Helsinki (OMXH).
About Finland
Finland, a northern European nation bordered by Russia, Sweden, and Norway, is ranked the happiest country in the world. It is also one of the few European economies that have proven to be resilient to most global economic uncertainties. It is famous for its excellent educational system, fantastic healthcare, and income equality policies.
It has a population of 5.4 million individuals. Its official languages are Finnish — spoken by 88.9% of the population — and Swedish — spoken by 5.3% of the community. In some areas of Finland, Sami is recognized as an official language.
Ready to Get Started with a Finland Stock Loan?
The process of applying and closing a stock loan can seem intimidating. However, our team of experts will help you every step of the way. They will ensure you get the most efficient amount for your loan proceeds.
To qualify for our stock loans, you’ll need the following:
Ownership of shares traded on the Helsinki Stock Exchange
Your shares should be free of any restrictions.
Schedule a 15-minute phone discussion through the button below!
The information contained herein is presented solely for the purposes of discussion and under no circumstances should this be considered an offer to buy or a solicitation of an offer to sell any security. Stock Loan Solutions is not a registered securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority. Stock Loan Solutions, its managers or affiliates have not been registered and do not plan to be registered under the Investment Advisers Act of 1940 or any similar state or foreign securities laws. Stock Loan Solutions is not registered under the Investment Company Act of 1940 or under any similar state or international securities laws. Stock Loan Solutions does not offer any form of investment (buy or sell) advice, tax counseling, estate planning, or any other securities or financial advice whatsoever. No statements on this website or any verbal or written statement by any representative shall be construed as such advice. We are neither licensed nor qualified to provide investment advice.
We take protecting your data and privacy very seriously. Do not sell my personal information.
© 2024 Stock Loan Solutions